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Short sales are a very complicated Real Estate transaction and most agents are completely unaware of what the banks requirements are or how to negotiate with them. As a matter of fact the average realtor only closes approximately 15%-20% of the short sales attempted. Eric Pruitt has been specializing in short sales for a number of years and has gotten nearly 90% of his short sales approved.
What is a Short Sale?
A Short Sale is a win-win solution for the home owner and the lender. The lender gets the highest price for a quick sale at a market price. The borrowers get their credit restored and generally get relief from possible future legal actions and most deficiency judgments.
Short Sales occur when borrowers sell their property for a sales price less than the amount owed to their lender(s) after all sales expenses, including brokerage fees, are taken into account. In order for this to take place the lender(s) must accept a discounted payoff; meaning the bank(s) gets paid less than the full loan amount owed. In a short sale, the homeowners get complete relief from all of their mortgage debt.
The end result is your home is sold, the mortgage is satisfied (paid off) and you avoid a foreclosure or a bankruptcy in the event of hardship. Perhaps even better, your credit rating will almost immediately improve because your credit report shows that your mortgage was paid in full.
Are you facing a financial hardship that you know will decrease your income?
Are you getting behind on your mortgage and you're not sure if you can catch up?
Or do you just need to sell quickly but your home is worth less now than when you bought it?
If you are facing any of the situations above, and you think a short sale might be your best option, then read on. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of our article "The 9 Alternatives When Facing Foreclosure"
Don't worry. It's not your fault... You gotta remember, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you.
We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!!
You bought your home and hoped (like we all did) that it would increase in value (and some folks were even promised it would!), but most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining sharply.
It's sad but true! Did you know that nearly 80% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uninformed or untrained agent?
Don't allow this to happen to you!
"Short sales are not easy!" ...unless you seek the help of an expert agent with a proven track record. I have been trained by a former Chief Loss Mitigator who is a career loss mitigator and asset manager with 20 years in the business (he is ultimately the guy at the bank who accepts or declines short sales). As well as being certified as a CDPE (Certified Distressed Property Expert) and a CSP (Certified Short Sale Professional).
I have successfully negotiated short sales for many families and as you can see from my recent approval letters below, we actually get the banks to say YES to our short sales. Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months... I doubt they can.
The best part is, my trainer, has taken his tips and tricks from working INSIDE THE BANK and taught my team and I exactly how to ethically BEAT THE BANK... nearly 90% of the time!
Now it's up to you... I am ready, along with my team of experts, to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you:
If you are thinking about doing a short sale without a Realtors help, you may want to reconsider…Please watch the video below. Short sales and loan modifications require the same procedures to be successfully completed. If you are thinking about doing it yourself, you may want to watch the video below:
Watch Video on Short Sales & Loan Modifications.
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If you're not sure and just want to find out if you qualify, give me a call and I will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call me to talk about the several options that you may not be aware of.
If you don't know what else to do and you don't call me at 1-561-775-7333, what will it cost you in damaged credit, frustration and stress? I know how you feel and I can help.
P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.
P.P.S. If you are still not sure, call my free recorded message by dialing 1-800-983-3151 and press 4111. Just listen in and see what I can do for you.
Still Not Sure?
At the very least, let me give you some information about your alternatives. The last thing you want to do is go through the foreclosure process. It's draining emotionally and psychologically. And you certainly don't want to face it alone. I've prepared a document I'd like to send you that details out in simple to understand terms what alternatives you have along with their pros and cons. If you're not ready to call me and let me help you, at least let me send you this information so you can be better informed on your options. I ask for your phone number because I will occasionally call people I've sent the information to for their feedback.
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